Colorado Real Estate E&O Insurance

Errors & Omissions Insurance - Colorado Real Estate Firms

E&O requirements in CO

Whether you own a large Denver residential real estate agency, operate a small Fort Collins real estate property management firm, or specialize in the Colorado Springs commercial real estate market, a strong real estate E&O policy can give you peace of mind in this face-paced market. 

In fact, Colorado is one of the 14 states that require real estate errors and omissions insurance for agents. Other states that mandate E&O for real estate include Tennessee, Nebraska, and Montana. Many CO agents purchase an individual E&O policy, and real estate brokerages often carry an additional excess policy. 

While this works for some agents, we do things slightly differently here at FirmSecured. Let’s explain.

Colorado building

How do Colorado E&O Insurance Policies Differ?

A large number of CO real estate brokers have discovered that purchasing a single E&O policy that covers the real estate company and the agents is cost-effective for everyone. Brokers and owners can find a policy that affords the strongest E&O coverage for their firm, giving agents much better coverage than their individual agent policies. In fact, in non-required states, this structure for real estate E & O is widespread.

If your CO real estate errors and omissions policy doesn’t have coverage for (or enough coverage for) contingent bodily injury and property damage, property management, fair housing claims, regulatory complaints, and more, you have come to the right place.

Get E&O Options from FirmSecured

Call our team or fill out the form below to start exploring options from the best real estate professional liability (E&O) programs in Colorado. Ready to talk and want to schedule a Google Meet appointment directly? Book time on our calendar here for a conversation about your firm’s E&O options.

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FirmSecured is powered by Veritas Risk Management, an independent insurance agency in Northeast Tennessee.

Cyber risk

Colorado Cyber Liability Coverage

Cyber risk is an increasing issue for CO real estate brokers

Wire fraud & social engineering, ransomware, copyright violations, and reputational harm are a few examples of cyber liability risk that is increasing for real estate agencies. A few real estate franchises in Colorado are now even requiring that their agencies have cyber liability insurance coverage. If this is not something your agency has in place, or if you would like to discuss the available options for cyber liability coverage, fill out our short form to get started today.

Colorado General Liability Coverage

Like most brokers, you probably don't want 3 insurance agents

If you trust our team with your real estate agency’s errors & omissions and cyber liability insurance, we can also help with your general liability insurance needs. Most real estate professional liability policies require that real estate agencies also have general liability coverage. General liability coverage is a standard insurance policy for businesses of all types, covering many general business liability exposures. 

real estate agent showing a house